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78451 Montego Bay Circle, Bermuda Dunes, CA 92203

$345K2bd · 2ba · 1,415 sqft
Lot 2,528 sqft•HOA $746.49/mo•Condominium•
Active
•22d on market•MLS# 00-26999725

Property Description

Discover desert living at its best in this beautiful, light-filled condo in the desirable Montego Bay enclave of Bermuda Dunes Country Club. Dramatic vaulted ceilings and an open-concept floor plan create an airy, inviting atmosphere, perfect for relaxing or entertaining. The updated, sun-filled kitchen features quartz countertops, newer appliances, and an expansive counter with plenty of seating for casual dining and gathering. The open dining and living areas flow seamlessly onto a beautiful patio overlooking peaceful, park-like grounds an ideal setting for morning coffee, evening wine, dining under the stars, or simply relaxing after a day enjoying the pool, golf, tennis, hiking, or the many other nearby activities. The primary suite also opens directly to the patio, bringing the tranquil outdoor setting into your everyday living. The spacious guest bedroom and guest bathroom offer comfort and flexibility. Guest bathroom features a walk-in shower and separate soaking tub. An oversized garage with new flooring provides ample room for vehicles and your golf cart. A brand-new roof adds even more peace of mind. Just steps from one of the community's many sparkling pools and a tennis court, this inviting property offers the best of the desert lifestyle in a serene, resort-like setting. Whether you're looking for a full-time residence, a relaxing desert getaway, or an income-producing seasonal rental, this exceptional property offers wonderful possibilities. The HOA dues cover water, cable TV, Internet, exterior maintenance, trash, multiple pools & spas, tennis courts, guard gated community and amenities. A true desert hidden gem you won't want to miss!

Features & Amenities

BDCC CountryFeeBuilt 1988

Property Details

Subdivision
BDCC Country
Land Type
Fee
Year Built
1988
Property Type
Residential
Property Subtype
Condominium
Heating
Central
Cooling
Central Air
View
Hills, Mountain(s), Park/Greenbelt, Peek-A-Boo, Pool, Water
Flooring
Carpet
City
Bermuda Dunes
Zip Code
92203
County
Riverside
Listed byEquity Union, Victoria Silver

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,744.51
Principal & Interest
Loan Amount
$276,000
Total Interest
$352,023
Total Payment Over 30 Years
$628,023
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About BDCC Country

This property is located in BDCC Country, a community in Bermuda Dunes. Explore more listings in this neighborhood to compare options and pricing.

View BDCC Country Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

78451 Montego Bay Circle, Bermuda Dunes, CA 92203

BDCC Country · Bermuda Dunes · Condominium

$345K
Affordable Tier
Beds
2
Baths
2
Sqft
1,415
Lot
2,528 sqft
Year
1988
$/Sqft
$244
Pool: Yes✓
Spa: No✓
View: mountain✓

Listed in line with the median closed sale of $338,000. Price per sqft ($244) is a 12% discount to closed comps ($278).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $345K· $244/sqft
Total list price
Closed comps
vs closed median $338K
+$7K (+2.1%)
Active comps
vs active median $370K
−$25K (−6.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $244
$0 (0.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
42529 Adams StreetBermuda Dunes1961221,6282,547$230$375,000983
78981 Bayside CourtBermuda Dunes1984221,6723,209$209$349,5001881
41510 Woodhaven DrivePalm Desert1984221,3921,322$266$370,0001772
41365 Woodhaven DrivePalm Desert1987221,3922,178$229$319,0001371
41419 Woodhaven DrivePalm Desert1987221,3482,178$286$385,0004870
Total: 5 · Average2.02.01,486.42,286.8$244$359,70021
Median1,392$370,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
42320 BaracoaBermuda Dunes196104/03/2026221,4151,307$369,900$361,000$2550.989174
42320 Baracoa DriveBermuda Dunes196108/28/2026221,2270$390,000$390,000$3181.008674
43331 Lacovia DriveBermuda Dunes197905/12/2026232,6082,178$345,000$325,000$1250.943268
78379 Terra Cotta CourtLa Quinta198906/10/2026229262,178$335,000$295,000$3190.882668
78363 Terra Cotta CourtLa Quinta198909/18/2026229124,356$345,000$338,000$3710.9813567
Total: 5 · Average2.02.21,417.62,504.75$341,800$341,800$277.6—74
Median1,227$338,000$338,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.