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645 13th Street, 7, San Diego, CA 92154

$580K2bd · 3ba · 1,357 sqft
Lot 1 sqft•HOA $400/mo•Townhouse•
Active
•82d on market•MLS# 8P-2606177

Property Description

5.75% Assumable loan available!!!Fully Remodeled $80k upgrades Coastal Townhome Just Minutes from the Beach! The thoughtfully updated interior features new flooring throughout, a fully renovated kitchen with new cabinetry, countertops, stainless steel appliances, and designer finishes. The spacious living and dining areas are filled with natural light and showcase custom touches that create a warm, modern feel. A rare highlight of this home is the oversized primary suite, while both bedrooms feature private ensuite bathrooms, providing comfort and privacy rarely found in similar homes. The current owner also added in-unit laundry, an exceptional upgrade that enhances everyday convenience. Enjoy a coastal lifestyle just 2 miles from the beach and only minutes from the Silver Strand Bikeway, offering easy access to Coronado and scenic waterfront recreation. Walk to nearby coffee shops, breweries, and local amenities, then come home to a gated community complete with a pool. Move-in ready and packed with high-end upgrades, this turnkey home offers the perfect combination of style, comfort, and location.

Features & Amenities

FeeBuilt 1980

Property Details

Land Type
Fee
Year Built
1980
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
1.5
Garage Spaces
0
Heating
Central
Cooling
None
View
None
Flooring
Vinyl, Carpet
City
San Diego
Zip Code
92154
County
San Diego
Listed byeXp Realty of California, Inc., Marina Morse

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,932.29
Principal & Interest
Loan Amount
$463,920
Total Interest
$591,704
Total Payment Over 30 Years
$1,055,624
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 1 active · 4 closed

645 13th Street, 7, San Diego, CA 92154

San Diego · Townhouse

$580K
Affordable Tier
Beds
2
Baths
3
Sqft
1,357
Lot
22,651 sqft
Year
1980
$/Sqft
$427
Pool: No✓
Spa: No✓
View: None✓

Listed 5.5% above the median closed sale of $549,500. Closed comps sold at 103% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $580K· $427/sqft
Total list price
Closed comps
vs closed median $589K
−$9K (−1.5%)
Active comps
vs active median $599K
−$19K (−3.2%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $593
−$166 (−28.0%)

Active Properties (1)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
277 Elm AvenueImperial Beach1989231,0104,542$593$599,0004873
Total: 1 · Average2.03.01,0104,542$593$599,00048
Median1,010$599,000

Closed Properties (4)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1218 Caminito TulipanSan Diego197409/18/2026331,4840$579,000$589,000$3971.024274
1324 Villa Tempra DriveChula Vista198610/26/2026231,31364,469$499,000$510,000$3881.025271
1336 Calle TempraChula Vista198607/02/2026231,31364,509$499,900$499,900$3811.002966
747 Beyer WaySan Diego198505/26/2026331,494112,820$564,999$620,000$4151.102763
Total: 4 · Average2.53.01,40180,599.333$554,725$554,725$395.25—37.5
Median1,484$589,000$589,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.