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545 D Street, Ramona, CA 92065

$785K2bd · 2ba · 1,149 sqft
Lot 7,405 sqft•Single Family Residence•
Active
•95d on market•MLS# SW-26167122

Property Description

One of Ramona's finest! This extensively upgraded 2BR/2BA home offers over $400,000 in recent improvements and is perfectly located on D St., just behind Main Street. The stunning chef's kitchen features Wolf appliances, a custom built-in refrigerator, granite countertops, and a raised ceiling that creates an open, inviting space. Enjoy fully remodeled bathrooms, new luxury vinyl plank flooring, a new roof, solar, tankless water heater, and indoor laundry with washer and dryer included. Outside, you'll find RV parking with a pull-through driveway, a private vineyard, and a spacious 2-car garage with its own bathroom—ideal for a workshop, hobby space, or future ADU potential (buyer to verify) and a nice-sized shed. Walk to restaurants, parks, grocery stores, shopping, wineries, and community events while enjoying the best of Ramona living. This is a truly one-of-a-kind property that combines luxury upgrades, functionality, and an unbeatable in-town location.

Features & Amenities

RamonaFeeBuilt 1935

Property Details

Subdivision
Ramona
Land Type
Fee
Year Built
1935
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
8
Garage Spaces
2
Cooling
Central Air, Wall/Window Unit(s)
View
City Lights, Mountain(s)
Flooring
Vinyl
City
Ramona
Zip Code
92065
County
San Diego
Listed byTrillion Real Estate, Tyson Robinson

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,968.88
Principal & Interest
Loan Amount
$627,920
Total Interest
$800,877
Total Payment Over 30 Years
$1,428,797
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

545 D Street, Ramona, CA 92065

Ramona · Ramona · Single Family Residence

$785K
Affordable Tier
Beds
2
Baths
2
Sqft
1,149
Lot
7,405 sqft
Year
1935
$/Sqft
$683
Pool: No✓
Spa: No✓
View: city✓
Garage: 2-car✓

Listed 12.6% above the median closed sale of $697,000. Price per sqft ($683) is a 35% premium to closed comps ($507). Closed comps sold at 100% of list — strong seller's market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $785K· $683/sqft
Total list price
Closed comps
vs closed median $697K
+$88K (+12.6%)
Active comps
vs active median $749K
+$36K (+4.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $457
+$226 (+49.3%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1218 CreelmanRamona1962321,29620,473$578$749,0003871
1365 La Haina StreetRamona1986321,5127,405$482$729,5008564
931 H StreetRamona1990431,4206,603$490$695,8006064
1529 OliveRamona1974543,48065,776$238$829,00011442
160 PileRamona1976431,70081,022$499$849,0001041
Total: 5 · Average3.82.81,881.636,255.8$457.4$770,46061.4
Median1,512$749,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
622 G StreetRamona197710/06/2026321,5308,529$690,000$697,000$4561.016868
415 3rd StreetRamona198401/23/2026321,08010,454$684,750$685,000$6341.0014767
1241 E StreetRamona199008/18/2026321,39212,351$700,000$700,000$5031.004964
722 8th StreetRamona199610/15/2026421,5608,976$685,000$685,000$4391.0012064
810 Steffy RoadRamona197206/03/2026321,50422,216$764,900$760,000$5050.993559
Total: 5 · Average3.22.01,413.212,505.2$705,400$705,400$507.4—83.8
Median1,504$697,000$697,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.