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4267 Arcata Bay, Oceanside, CA 92058

$500K3bd · 2ba · 1,193 sqft
Lot 111,799 sqft•HOA $500/mo•Condominium•
Active
•165d on market•MLS# SW-26101849

Property Description

VA Approved! Welcome to this highly sought-after upper-level condo in the desirable Whelan Ranch community of Oceanside. This beautifully upgraded single-level end unit offers privacy with no neighbors above or below, along with convenient access to the community pool. Step onto the inviting patio/deck and into a light-filled home featuring fresh interior paint, luxury vinyl plank flooring, vinyl windows, NEW air-conditioning, and an open-concept layout perfect for modern living. The updated kitchen showcases quartz countertops, white shaker cabinetry, recessed lighting, and stainless steel appliances, including a brand-new dishwasher. The spacious primary suite includes a walk-in closet and an upgraded en-suite bathroom with quartz countertops. The secondary bathroom is equally stylish, offering quartz counters and a full tub/shower combination. For added convenience, the laundry room is located inside the unit. This home also includes a spacious single-car garage directly below the unit plus an additional dedicated parking space. HOA dues cover water, trash, and common area landscaping. Enjoy the best of the Oceanside lifestyle with the beach just 7 miles away. Relax on your private deck, cool off in the community pool, or explore nearby hiking and biking along the San Luis Rey Trail. Whelan Ranch offers a peaceful, secluded atmosphere with mature trees and lush landscaping, while still being conveniently close to Camp Pendleton, the Oceanside Pier and Harbor, golf courses, fishing, shopping, dining, and schools. This rare Oceanside gem combines comfort, style, and location — don’t miss your chance to call Whelan Ranch home!

Features & Amenities

OceansideFeeBuilt 1982

Property Details

Subdivision
Oceanside
Land Type
Fee
Year Built
1982
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
1
Heating
Forced Air
Cooling
Central Air
View
Pool
City
Oceanside
Zip Code
92058
County
San Diego
Listed byeXp Realty of California, Inc., Anthony Glenn

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,528.27
Principal & Interest
Loan Amount
$399,999
Total Interest
$510,177
Total Payment Over 30 Years
$910,176
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Oceanside

This property is located in Oceanside, a community in Oceanside. Explore more listings in this neighborhood to compare options and pricing.

View Oceanside Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

4267 Arcata Bay, Oceanside, CA 92058

Oceanside · Oceanside · Condominium

$500K
Affordable Tier
Beds
3
Baths
2
Sqft
1,193
Lot
2.57 ac
Year
1982
$/Sqft
$419
Pool: No✓
Spa: Yes✓
View: golf✓
Garage: 1-car✓

Listed 9.1% below the median closed sale of $550,000. Price per sqft ($419) is a 11% discount to closed comps ($470). Closed comps sold at 101% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $500K· $419/sqft
Total list price
Closed comps
vs closed median $550K
−$50K (−9.1%)
Active comps
vs active median $533K
−$33K (−6.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $456
−$37 (−8.2%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
4237 Half Moon Bay WayOceanside1984321,1740$477$560,00011683
846 DANA POINT WayOceanside1988221,1040$482$532,5001680
4240 FiestaOceanside1984231,22489,853$453$555,00011578
615 FredricksOceanside19782298769,013$431$425,0009777
718 Buena Tierra WayOceanside1987231,2100$438$530,0002576
Total: 5 · Average2.22.41,139.879,433$456.2$520,50073.8
Median1,174$532,500

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
4236 Half Moon BayOceanside198409/10/2026321,174133,046$550,000$560,000$4771.024392
811 Pillar Point WayOceanside198809/01/2026221,104116,771$485,000$485,000$4391.0011888
814 Shelter Cove WayOceanside198509/11/2026321,17482,764$559,888$559,888$4771.004084
4450 Brisbane WayOceanside200308/12/2026221,14183,635$549,900$550,000$4821.003574
641 Sumner WayOceanside200309/29/2026221,14145,302$530,000$540,000$4731.0217374
Total: 5 · Average2.42.01,146.892,303.6$538,977.6$538,977.6$469.6—81.8
Median1,141$550,000$550,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.