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403 South Horne Street, Oceanside, CA 92054

$1.75M3bd · 2ba · 1,519 sqft
Lot 0 sqft•Single Family Residence•
Active
•37d on market•MLS# 8N-2608983

Property Description

Rare 1920s Spanish Style Beach Bungalow with Unobstructed Ocean Panoramas. Step back in time while enjoying the height of coastal luxury in this impeccably maintained 1920s beach bungalow. Perched at the highest point of a coveted corner lot, this home offers a rare blend of vintage character and modern move-in readiness. Experience true indoor-outdoor living with three expansive decks, each perfectly positioned to capture breathtaking, unobstructed views of the Pacific Ocean. Beyond the stunning vistas, the property is a lush private sanctuary featuring well-established landscaping and productive fruit trees. A detached two-car garage provides ample space for vehicles and beach gear. This is more than just a home; it’s a character-filled retreat where history meets the horizon.

Features & Amenities

FeeBuilt 1929

Property Details

Land Type
Fee
Year Built
1929
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Cooling
None
View
Ocean, Panoramic
City
Oceanside
Zip Code
92054
County
San Diego
Listed byHomeSmart Realty West, Scott Bernave

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$8,848.95
Principal & Interest
Loan Amount
$1,400,000
Total Interest
$1,785,623
Total Payment Over 30 Years
$3,185,623
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

403 South Horne Street, Oceanside, CA 92054

Oceanside · Single Family Residence

$1.75M
Luxury Tier
Beds
3
Baths
2
Sqft
1,519
Lot
5,227 sqft
Year
1929
$/Sqft
$1152
Pool: No✓
Spa: No✓
View: city✓
Garage: 2-car✓

Listed 4.2% above the median closed sale of $1,680,000. Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.75M· $1,152/sqft
Total list price
Closed comps
vs closed median $1.68M
+$70K (+4.2%)
Active comps
vs active median $1.69M
+$60K (+3.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $970
+$182 (+18.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
503 Nevada StreetOceanside1950321,1285,268$1,498$1.69M10676
2424 Papyrus Ct.Oceanside2001432,3667,239$651$1.54M6059
2658 Highland DriveCarlsbad1931321,6348,500$1,040$1.70M2556
1801 Ratcliff RoadCarlsbad1963321,8857,800$955$1.80M7355
1390 Blue Port WayOceanside2024432,264871$706$1.60M3054
Total: 5 · Average3.42.41,855.45,935.6$970$1.67M58.8
Median1,885$1.69M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
909 Leonard AvenueOceanside193904/24/2026331,4965,341$1.70M$1.68M$1,1230.997681
426 Nevada StreetOceanside194804/30/2026321,1165,227$1.68M$1.64M$1,4650.985281
321 Freeman StreetOceanside192607/10/2026541,7414,949$1.55M$1.50M$8620.976476
1008 Ditmar StreetOceanside192605/28/2026221,3503,800$1.73M$1.69M$1,2520.986476
907 Tremont StreetOceanside201506/25/2026342,6002,614$2.19M$1.97M$7590.907070
Total: 5 · Average3.23.01,660.64,386.2$1.70M$1.70M$1,092.2—65.2
Median1,496$1.68M$1.68M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.