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39295 Gainsborough Circle, Palm Desert, CA 92211

$539K2bd · 2ba · 2,142 sqft
Lot 6,534 sqft•HOA $487/mo•Single Family Residence•
Active
•11d on market•MLS# 219154772

Property Description

55+ Sun City Palm Desert-The ''BEST Bang for your Buck'' active-lifestyle retirement community in the whole Coachella Valley. This highly desirable south-facing St. Croix model is located on a quiet cul-de-sac, wonderful curb appeal, lush desert landscaping, private gated courtyard perfect for enjoying your morning coffee. The home features two bedrooms, two baths, a spacious den/office and an additional hobby room/flex space, along with a 2-car garage and a separate golf cart bay. Inside, 18'' tile throughout enhances the light open layout. Plantation shutters throughout, ceiling fans, central vac, Ring doorbell and backyard camera. The great room living and dining room offers open concept with kitchen and sliding doors to the backyard. Spacious kitchen has Corian counters, chefs island, breakfast bar, stainless range and dishwasher, pantry, kitchen nook seating area with a bay window and view. The master suite has beautiful view of the patio,18 inch tile, fan/light, bath has pocket door for privacy, dual vanity, large shower stall, and walk-in closet. The guest bedroom is located on the opposite side of the home and adjacent bath has single vanity, and bathtub/shower combo. Additional highlights include a den/office with double doors, recessed lighting, and hobby room with pocket door for extra privacy and direct garage access. The laundry room includes washer and dryer, a folding table, upper and lower upgraded cabinets. The garage features storage cabinets, newer A/C, original furnace, and new water heater in 2025. The extended covered patio has an electric awning (as is) and the space is perfect for outdoor entertaining, or simply enjoying the tranquil desert ambience with the soothing sounds of the water feature. ''Buy Where You Love to Play, Sun City Palm Desert!''

Features & Amenities

Sun CityFeeBuilt 1998

Property Details

Subdivision
Sun City
Land Type
Fee
Year Built
1998
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
6
Garage Spaces
3
Heating
Forced Air, Natural Gas
Cooling
Air Conditioning
Flooring
Tile
City
Palm Desert
Zip Code
92211
County
Riverside
Listed byHomeSmart, Lynda Dumas·760-567-8903

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,725.48
Principal & Interest
Loan Amount
$431,200
Total Interest
$549,972
Total Payment Over 30 Years
$981,172
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Sun City

This property is located in Sun City, a community in Palm Desert. Explore more listings in this neighborhood to compare options and pricing.

View Sun City Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

39295 Gainsborough Circle, Palm Desert, CA 92211

Sun City · Palm Desert · Single Family Residence

$539K
Residential Tier
Beds
2
Baths
2
Sqft
2,142
Lot
6,534 sqft
Year
1998
$/Sqft
$252
Pool: No✓
Spa: No✓
Garage: 3-car✓

Listed 13.5% above the median closed sale of $475,000.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $539K· $252/sqft
Total list price
Closed comps
vs closed median $475K
+$64K (+13.5%)
Active comps
vs active median $495K
+$44K (+8.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $282
−$30 (−10.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
38599 Clear Sky WayPalm Desert1994222,1287,841$281$599,0001693
78708 Platinum DrivePalm Desert1999321,8586,098$266$495,000292
78675 Platinum DrivePalm Desert1998331,9156,534$287$549,0003791
78967 Nectarine DrivePalm Desert1998221,6646,098$279$465,0003890
78368 Sterling LanePalm Desert1998221,6227,405$295$479,0007390
Total: 5 · Average2.42.21,837.46,795.2$281.6$517,40033.2
Median1,858$495,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
78335 Sterling LanePalm Desert199806/05/2026222,0326,534$505,000$475,000$2340.945795
78383 Sterling LanePalm Desert199809/04/2026222,0327,405$539,000$515,000$2530.952494
78731 Platinum DrivePalm Desert199809/28/2026221,8586,098$472,000$462,000$2490.986594
39322 Gainsborough CirclePalm Desert199808/05/2026322,0427,405$499,000$465,000$2280.9312193
78664 Platinum DrivePalm Desert199801/08/2026222,0326,098$499,900$490,000$2410.9812191
Total: 5 · Average2.22.01,999.26,708$481,400$481,400$241—77.6
Median2,032$475,000$475,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.