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2165 Sepulveda, San Bernardino, CA 92404

$560K4bd · 2ba · 1,715 sqft
Lot 5,952 sqft•Single Family Residence•
Active
•200d on market•MLS# IV-26082950

Property Description

Tenants in the front unit just moved out, and it is available for viewing!! Please DO NOT disturb tenants in the rear house. Two detached single-family homes on one lot. Ideal for an owner live in one and rents out the other house. This will essentially reduce the cost of home ownership by about half and can be financed with an FHA loan. It is located very close to San Bernardine Medical Center. The front home is big enough for a small or medium family. It offers 3 bedrooms and 1 bathroom (approx. 1,120 sq ft) and was partially updated within the past year. It was rented for $2300. The rear home includes 1 bedroom and 1 bathroom (approx. 595 sq ft), fully updated about 3 months ago. The 2-car garage attached to the rear house has been converted into additional living space (No permits), making it function as a 2-bedroom, 1-bath configuration. The current rent is $1650 a month. Property features separate gas and electric meters and a shared water meter, with 90% of water, sewer and trash bills currently billed back to tenants—enhancing operational efficiency. Strong rental history with long-term tenants and minimal vacancy over extended ownership. Tenants are on a month-to-month lease, providing flexibility for investors or future occupancy. Professionally managed and well maintained over the years, offering a turnkey investment profile with stable income characteristics.

Features & Amenities

FeeBuilt 1926

Property Details

Land Type
Fee
Year Built
1926
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
0
Garage Spaces
0
Heating
Wall Furnace
Cooling
Wall/Window Unit(s)
View
None
Flooring
Laminate, Tile, Wood
City
San Bernardino
Zip Code
92404
County
San Bernardino
Listed byALTICORE REALTY, ALFREDO CORDOVA

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,831.66
Principal & Interest
Loan Amount
$448,000
Total Interest
$571,399
Total Payment Over 30 Years
$1,019,399
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

2165 Sepulveda, San Bernardino, CA 92404

San Bernardino · Single Family Residence

$560K
Residential Tier
Beds
4
Baths
2
Sqft
1,715
Lot
5,952 sqft
Year
1926
$/Sqft
$327
Pool: No✓
View: None✓

Listed 7.7% above the median closed sale of $520,000. Price per sqft ($327) is a 11% discount to closed comps ($367). Closed comps sold at 101% of list — strong seller's market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $560K· $327/sqft
Total list price
Closed comps
vs closed median $520K
+$40K (+7.7%)
Active comps
vs active median $499K
+$61K (+12.2%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $416
−$89 (−21.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2315 LugoSan Bernardino1938321,3466,756$386$520,0001187
2148 GenevieveSan Bernardino1929221,3166,750$372$490,0007486
1915 Genevieve StreetSan Bernardino1952211,2326,850$414$510,00010876
2561 Sepulveda AvenueSan Bernardino1925321,04117,544$476$495,000975
2525 SepulvedaSan Bernardino1925211,1587,500$431$499,0001969
Total: 5 · Average2.41.61,218.69,080$415.8$502,80044.2
Median1,232$499,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
202 18th StreetSan Bernardino195008/03/2026421,4508,100$539,900$536,000$3700.995185
2095 Genevieve StreetSan Bernardino193606/15/2026321,4267,672$520,000$520,000$3651.004785
1737 Mountain View AvenueSan Bernardino194112/05/2025421,5466,350$489,000$489,000$3161.0010385
2549 LugoSan Bernardino193908/21/2026311,0808,250$479,900$495,000$4581.033676
2686 LugoSan Bernardino193905/08/2026331,70012,015$539,888$550,000$3241.028875
Total: 5 · Average3.42.01,440.48,477.4$518,000$518,000$366.6—65
Median1,450$520,000$520,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.