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1645 Loch Ness Drive, Fallbrook, CA 92028

$1.3M4bd · 4ba · 3,610 sqft
Lot 1 sqft•HOA $316/mo•Single Family Residence•
Active
•29d on market•MLS# 8N-2609252

Property Description

Single Story Peppertree Park Entertainers Dream Home! Drive through the beautiful, gated Peppertree Park entry and pass the 6-acre park to your Tuscan-inspired new life at 1645 Loch Ness Drive. Family and friends will be welcomed by lush landscaping and stately trees before passing through the wrought iron gate and gathering inside the fireplace-warmed, private courtyard. Through the grand glass/wrought iron entry door, you’ll find the expansive living room with a wall of windows to take in the lush backyard. Exquisite Chef’s Kitchen is open to the family room and features: continent-size island topped with chiseled edge double think quartzite slab under 2 modern glass crystal chandeliers; dark finish cabinets (including glass-door upper display cabinets); stainless-steel plumbing fixtures and Jenn-Air appliances (built-in refrigerator, 6-burner cooktop, hood vent, double-oven) and designer tile backsplash; walk-in pantry and butler’s pantry. Luxurious primary suite features natural wood-finish plantation shutters, sitting area, a Tuscany-inspired bath with beige tile and faux finish paint, separate vanities, spacious frameless glass door shower, jetted soaking tub, separate walk-in closets. Attached ADU/guest suite features: separate entrance just inside the courtyard gate, separate seating and sleeping area, full bath, walk-in closet. Nicely appointed hall bath with double sink vanity and upgraded pebble-floor, frameless glass door, tile shower services the secondary bedrooms. Large pool-sized lot with several patios and seating areas. Other features to note: Trowel finished stucco, Crown molding, High ceilings, Designer window treatments, Spacious formal dining room with courtyard view, Fireplaces in courtyard, family room, primary bedroom and backyard patio; Cavernous well-lit 3-car garage, newer garage doors (2021) and hot water recirculation pump (2021). The Peppertree Park gated community provides unrivaled comfort and serenity. The 6-acre park includes basketball, bocce ball, horseshoe pits, greenspace, rose garden, large grass park, and walking paths to enjoy it all. Greenbelts separate rows of homes to provide the entire neighborhood with increased privacy. You’re new life is just a short 3-mile drive to downtown Fallbrook with its small town feel, where you’ll see faces you know as you shop local grocery stores, coffee shops, restaurants, art studios, farmer’s market or attend many of the town’s fun events such as the Avocado Festival, Vintage Car Show, Farmer’s Market, Bob Burton Center for the Arts, Playhouse Theater, Art Center Shows, Library events, Veteran's Day, 4th of July and Christmas parades.

Features & Amenities

FeeBuilt 2005

Property Details

Land Type
Fee
Year Built
2005
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Central
Cooling
Central Air
View
Park/Greenbelt, Trees/Woods
City
Fallbrook
Zip Code
92028
County
San Diego
Listed byeXp Realty of Southern CA, Mike Stine

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$6,573.51
Principal & Interest
Loan Amount
$1,040,000
Total Interest
$1,326,463
Total Payment Over 30 Years
$2,366,463
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

1645 Loch Ness Drive, Fallbrook, CA 92028

Fallbrook · Single Family Residence

$1.3M
Luxury Tier
Beds
4
Baths
4
Sqft
3,610
Lot
22,216 sqft
Year
2005
$/Sqft
$360
Pool: No✓
Spa: No✓
View: Park/Greenbelt, Trees/Woods✓
Garage: 3-car✓

Listed 10.2% above the median closed sale of $1,180,000. Price per sqft ($360) is a 14% discount to closed comps ($418). Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.30M· $360/sqft
Total list price
Closed comps
vs closed median $1.18M
+$120K (+10.2%)
Active comps
vs active median $1.27M
+$25K (+2.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $382
−$22 (−5.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1619 Ranchwood LaneFallbrook1982333,35450,965$365$1.23M2464
365 Charles Swisher CourtFallbrook2008543,40117,860$375$1.27M3460
1094 Hillcrest View LaneFallbrook2003443,65765,340$328$1.20M1957
2043 Vista Valle Verde DriveFallbrook1990432,99496,268$451$1.35M952
4057 Ladera VistaFallbrook1977443,573166,835$390$1.40M4849
Total: 5 · Average4.03.63,395.879,453.6$381.8$1.29M26.8
Median3,401$1.27M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
820 Culloden CourtFallbrook200309/15/2026432,40117,860$1.18M$1.18M$4911.005387
1406 DevinFallbrook201709/30/2026432,76024,829$1.18M$1.16M$4180.986282
1677 Hill AvenueFallbrook198911/17/2025352,98123,522$1.20M$1.18M$3960.982581
169 Mission OaksFallbrook200311/25/2025443,33025,700$1.38M$1.42M$4261.035676
2175 Kirkcaldy RoadFallbrook200111/17/2025433,28917,840$1.18M$1.18M$3581.007873
Total: 5 · Average3.83.62,952.221,950.2$1.22M$1.22M$417.8—54.8
Median2,981$1.18M$1.18M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.