1475 Spencer St. House and Guest Unit above a 2 car garage
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1475 Spencer Street, Cambria, CA 93428

$1.27M3bd · 3ba · 2,000 sqft
Lot 5,250 sqft•Single Family Residence•
Active
•60d on market•MLS# SC-26192564

Property Description

You've found your forever Country Home and Spacious Guest home at 1475 Spencer Street. Not seen on market in many years its time for these owners to relocate giving you an opportunity to live life to the fullest like these owners have for the past 40 years! Located at the end of Spencer St enjoy quiet country life with views of the Santa Lucia Mountains. Built in 1979 approx. 2000+-sf (house + guest unit) on a 50'x105' lot (5250sf). Outside there are places to sit and relax under shade trees while taking in nature. Inside the main house there's a good size living room with wood T&G beamed ceiling and a gas heater on a raised hearth, full kitchen with recessed lights & amply cabinet space, 2 bedrooms with the primary bedroom on second floor with either an office area (or possible 3rd bedroom) and a custom bathroom with large walk in closet, another full bathroom and inside laundry room. The detached guest unit over an oversized garage now has a brand new deck and a new hot water heater! This extra living space affords total privacy, great for the kids, grandparents, visiting family or friends or could be a rental for added income or your business office? This comfortable unit has a large living room, wall to wall carpet, a spacious bedroom & closet space, a full bath and a wet bar setup. New Furnace in main house, new interior paint touch ups in main house. Here's your place to relax and enjoy for years to come. Per SLO county this home is eligible to obtain a vacation rental license. Don't wait..You're gonna love this home! Call your Realtor today.

Features & Amenities

CambriaFeeBuilt 1979

Property Details

Subdivision
Cambria
Land Type
Fee
Year Built
1979
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
2
Heating
Central, Forced Air
Cooling
None
View
Hills, Mountain(s), Trees/Woods
Flooring
Carpet, Laminate, Tile
Roof
Shingle, Composition
City
Cambria
Zip Code
93428
County
San Luis Obispo
Listed byJack Posemsky Real Estate, Jack Posemsky

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$6,447.09
Principal & Interest
Loan Amount
$1,020,000
Total Interest
$1,300,954
Total Payment Over 30 Years
$2,320,954
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Cambria

This property is located in Cambria, a community in Cambria. Explore more listings in this neighborhood to compare options and pricing.

View Cambria Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

1475 Spencer Street, Cambria, CA 93428

Cambria · Cambria · Single Family Residence

$1.27M
Residential Tier
Beds
3
Baths
3
Sqft
2,000
Lot
5,250 sqft
Year
1979
$/Sqft
$638
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 2-car✓

Listed in line with the median closed sale of $1,299,000. Price per sqft ($638) is a 10% discount to closed comps ($709).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.27M· $638/sqft
Total list price
Closed comps
vs closed median $1.30M
−$24K (−1.8%)
Active comps
vs active median $1.25M
+$26K (+2.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $597
+$41 (+6.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2770 HoldenCambria1996332,0604,681$606$1.25M6485
1648 RichardCambria1986442,0354,621$661$1.34M9082
1570 RichardCambria1981331,7403,500$644$1.12M22382
1770 AstorCambria1998332,1458,750$650$1.40M1874
1987 Dorking AvenueCambria1974332,59311,490$424$1.10M16570
Total: 5 · Average3.23.22,114.66,608.4$597$1.24M112
Median2,060$1.25M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2098 Oxford AvenueCambria198606/24/2026331,7925,300$1.25M$1.23M$6860.983579
1833 Ogden DriveCambria198705/18/2026331,6543,500$1.30M$1.30M$7851.007478
629 Ardath DriveCambria198906/08/2026432,0373,500$1.28M$1.29M$6361.013577
330 Jean StreetCambria198707/29/2026331,6123,500$1.40M$1.35M$8370.9711777
740 Ardath DriveCambria199712/05/2025332,3225,250$1.40M$1.40M$6031.008977
Total: 5 · Average3.23.01,883.44,210$1.31M$1.31M$709.4—70
Median1,792$1.30M$1.30M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.