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131 Tierra Montanosa, Rancho Santa Margarita, CA 92688

$750K2bd · 2ba · 1,245 sqft
Lot 31,891 sqft•HOA $518.4/mo•Condominium•
Active
•4d on market•MLS# OC-26230997

Property Description

A prime corner end-unit location! This beautifully remodeled 2-bedroom carriage-style home offers a rarely available floorplan featuring an EXPANDED LOFT, providing exceptional versatility as a home office, media room, playroom, or additional living space. Soaring ceilings, an abundance of windows, and natural light create an inviting, open atmosphere, while a cozy fireplace anchors the living room. The thoughtfully designed interior features attractive vinyl plank flooring throughout, fresh interior paint, and an open-concept living and dining area that flows seamlessly into the kitchen, complete with brand-new stainless-steel appliances, generous cabinetry, and a convenient breakfast bar. Just off the living area, is an oversized covered balcony that provides a wonderful outdoor retreat with ample space for seating and entertaining, along with area views — a perfect extension of the interior living space. The generously sized primary bedroom comfortably accommodates a king-size bed with ample room for additional furnishings and features a spacious walk-in closet. The adjoining primary bathroom offers a newly installed dual-sink vanity, updated lighting, and plumbing fixtures. The guest bathroom has also been refreshed with a new vanity, lighting, and fixtures. Significant improvements add to the home's appeal, including complete re-piping, a recently replaced furnace and air conditioning system, and a tankless water heater. Additional highlights include an extra-wide 2-car garage with direct interior access and ample nearby guest parking. This move-in-ready residence offers a wonderful opportunity to enjoy a community pool and spa along with the Rancho Santa Margarita lifestyle featuring Top-Tier schools and access to resort-style amenities including the Beach Club Lagoon, multiple pools, parks, sports courts and scenic trails.

Features & Amenities

FeeBuilt 1996

Property Details

Land Type
Fee
Year Built
1996
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
2
Heating
Central, Fireplace(s), Forced Air
Cooling
Central Air
View
Hills, Trees/Woods
Flooring
See Remarks
Roof
Tile
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byPacific Sotheby's Int'l Realty, Giulietta Wilson

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,792.41
Principal & Interest
Loan Amount
$600,000
Total Interest
$765,267
Total Payment Over 30 Years
$1,365,267
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

131 Tierra Montanosa, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Condominium

$750K
Affordable Tier
Beds
2
Baths
2
Sqft
1,245
Lot
31,891 sqft
Year
1996
$/Sqft
$602
Pool: No✓
Spa: No✓
View: Hills, Trees/Woods✓
Garage: 2-car✓

Listed 6.4% above the median closed sale of $705,000.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $750K· $602/sqft
Total list price
Closed comps
vs closed median $705K
+$45K (+6.4%)
Active comps
vs active median $780K
−$30K (−3.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $606
−$4 (−0.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
42 Paseo VientoRancho Santa Margarita1997231,25637,713$665$835,0002494
17 Camino Del OroRancho Santa Margarita1993221,21237,479$577$699,9005189
28934 Paseo PicassoMission Viejo1997221,27814,702$610$780,0008189
28909 Paseo SabatiniMission Viejo1996221,38798,962$569$789,000386
103 Camino Del OroRancho Santa Margarita1991221,11025,172$608$675,0003586
Total: 5 · Average2.02.21,248.642,805.6$605.8$755,78038.8
Median1,256$780,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
10 Tierra PlanoRancho Santa Margarita199706/05/2026221,12032,644$714,500$705,000$6290.999293
48 Tierra SeguroRancho Santa Margarita199508/07/2026221,16919,670$689,000$689,000$5891.002992
21724 San LeandroMission Viejo199710/07/2026221,2840$724,900$725,000$5651.002191
91 Tierra PlanoRancho Santa Margarita199407/20/2026221,10020,403$699,900$702,000$6381.0016691
9 Tierra MontanosaRancho Santa Margarita199711/12/2025221,0640$725,000$725,000$6811.006388
Total: 5 · Average2.02.01,147.424,239$709,200$709,200$620.4—74.2
Median1,120$705,000$705,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.