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1105 Via Vera Cruz Street, San Marcos, CA 92078

$1.40M5bd · 4ba · 2,850 sqft
Lot 6,489 sqft•HOA $178/mo•Single Family Residence•
Active
•19d on market•MLS# 8N-2609440

Property Description

5-Bedroom Home with a Private Backyard in a Highly Desirable San Marcos Gated Community! Beautifully updated and move-in ready, this nearly 3000-square-foot Stone Canyon home offers soaring ceilings, a private backyard and a peek ocean view, and exceptional space, versatility, and value. Featuring 5 bedrooms, 4 bathrooms and a 3-car garage, the spacious floor plan offers room to spread out. New carpet and luxury vinyl plank complement stone tile flooring, while the stunning white kitchen features new quartz countertops, a new sink, faucet, stove top and hood alongside abundant newly painted cabinetry with exceptional storage capacity. Designed for today’s living, the kitchen's seamless open-concept layout provides direct view into the family room with its cozy fireplace—great for everyday life or entertaining guests. High ceilings make an impression in the entry and dining area. Downstairs, a bedroom with mahogany flooring and ensuite access to the full bathroom offers a convenient guest retreat, an ideal setup for multi-generational living, or a great home office. Upstairs, four generously sized bedrooms and three bathrooms provide a versatile layout, along with a conveniently located laundry room. One bedroom features a unique pop-out area that creates extra space for a playroom, office or study nook. The large primary suite has fresh paint and an ensuite bathroom with new flooring, soaking tub and separate shower. It also features an upgraded walk-in closet outfitted with a custom white built-in organization system—complete with dual dresser drawers, floor-to-ceiling shelving, and multi-tier hanging rods designed to maximize storage efficiency. A front balcony offers another inviting spot to enjoy the views. With no neighbors behind, the spacious backyard feels like a private retreat, complete with a low maintenance lawn, a back patio for outdoor dining and a peek ocean view. A long driveway accommodates up to four vehicles off-street in addition to the 3-car garage, providing effortless parking depth for guest gatherings, multiple drivers, or larger daily vehicles. Set in the prestigious and serene gated community of Stone Canyon tucked into the hills of San Marcos, this neighborhood offers a rare blend of tranquil, nature-surrounded living and everyday convenience. Wake up to peaceful and private backyard hill views and birds singing in a low density setting—all while living just 5 minutes from top grocery stores, restaurants, major medical facilities, and shops of recently developed North City. Enjoy hiking and biking trails connecting to Discovery Lake and Double Peak Park, as well as easy access to nearby Cal State San Marcos and Highway 78. Zoned for nearby highly rated Discovery Elementary, well-regarded San Elijo Middle and San Marcos High Schools, this home is a standout opportunity for buyers seeking space, privacy and gated living in San Marcos.

Features & Amenities

FeeBuilt 2003

Property Details

Land Type
Fee
Year Built
2003
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Central
Cooling
None
View
Hills, Ocean, Park/Greenbelt
Flooring
See Remarks
Roof
Tile
City
San Marcos
Zip Code
92078
County
San Diego
Listed byCompass, Stephanie Cowan

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$7,053.88
Principal & Interest
Loan Amount
$1,116,000
Total Interest
$1,423,396
Total Payment Over 30 Years
$2,539,396
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

1105 Via Vera Cruz Street, San Marcos, CA 92078

San Marcos · Single Family Residence

$1.40M
Residential Tier
Beds
5
Baths
4
Sqft
2,850
Lot
6,489 sqft
Year
2003
$/Sqft
$489
Pool: No✓
Spa: No✓
View: water✓
Garage: 3-car✓

Listed 3.1% below the median closed sale of $1,439,900. Price per sqft ($489) is a 12% discount to closed comps ($553).

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.40M· $489/sqft
Total list price
Closed comps
vs closed median $1.44M
−$45K (−3.1%)
Active comps
vs active median $1.48M
−$84K (−5.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $544
−$55 (−10.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1160 Festival RoadSan Marcos2011432,7216,707$513$1.40M3379
128 Unity LaneSan Marcos2018553,0097,501$495$1.49M3077
1605 Reflection StreetSan Marcos2004432,5757,841$574$1.48M676
250 Treasure DriveSan Marcos2018543,521542$453$1.59M2472
1048 La Sombra DriveSan Marcos1981332,0418,593$683$1.40M1168
Total: 5 · Average4.23.62,773.46,236.8$543.6$1.47M20.8
Median2,721$1.48M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
925 Bridgeport CourtSan Marcos200309/24/2026432,9635,663$1.45M$1.42M$4790.989985
1122 Via Vera CruzSan Marcos200304/14/2026533,1476,970$1.49M$1.46M$4650.986484
1089 Via Vera CruzSan Marcos200308/21/2026532,9636,534$1.54M$1.49M$5010.964179
948 Honeysuckle DriveSan Marcos199107/16/2026432,1185,663$1.44M$1.44M$6801.007776
1013 HoneysuckleSan Marcos199310/08/2026431,9054,931$1.20M$1.22M$6401.022175
Total: 5 · Average4.43.02,619.25,952.2$1.41M$1.41M$553—60.4
Median2,963$1.44M$1.44M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.